Housing & Homelessness Environment & Climate
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Lendology CIC

Social Impact Report 2025-2026

Lendology CIC is a community interest company providing affordable lending to homeowners in partnership with local councils. This report covers 2025/26 and was launched around 28 Sep 2026. Contact email is the loans enquiries address (the only address found); no named fundraiser was found. Source: Lendology Social Impact Report 2026 PDF, retrieved Oct 2026.

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About

Not-for-profit, council-partnered lending to homeowners: renewable energy and energy-efficiency loans, home improvement loans for essential repairs, disability adaptation loans, and empty property and landlord loans; West Oxfordshire became its newest council partner and Suffolk accounted for about 40% of activity (£1.727 million released)

Key Metrics

Key Metric 1 Delivered £4.52 million in lending, up 21% year on year, supporting 388 homeowners (13% more than in 2024/25); average loan value £11,759
Key Metric 2 Renewable energy and energy-efficiency schemes made up 65.8% of loan records; 177 solar installations (40% more than the previous year) and heat pump numbers up 169%
Key Metric 3 Supported improvements estimated to save 165.8 tonnes of CO2e, a 179% increase on the 59.4 tonnes in 2024/25

Key Outcomes

  • Home improvement lending (essential repairs and adaptations) generated an estimated £2.23 of wellbeing value for every £1.00 of approved lending
  • Average life satisfaction among surveyed borrowers rose from 5.79 to 8.38 out of 10, an estimated £2.8 million in wellbeing value across 100 properties
  • Disability adaptation loans released £39,477 across four properties, estimated to generate about £270,400 in wellbeing value and around £125,000 in potential NHS and social care savings (across 22 properties analysed)

Geography

England

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