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Money and Mental Health Policy Institute

Impact Report 2025

Money and Mental Health Policy Institute is a UK charity founded in 2016 by Martin Lewis CBE, tackling the toxic relationship between financial difficulty and mental health problems through research, policy campaigning and its Mental Health Accessible accreditation programme. In its 10th anniversary year (2025), the charity secured landmark council tax reform, achieved super-complainant status with three major regulators, expanded its Mental Health Accessible programme to the utilities sector, and launched the Gambling Harms Action Lab. Its Research Community of over 5,000 people with lived experience is central to all its work.

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About

Policy research and campaigning; Mental Health Accessible accreditation programme for banks, utilities and financial services; Gambling Harms Action Lab; lived experience research community; advocacy at parliamentary inquiries

Key Metrics

Key Metric 1 Research Community of over 5,000 people with lived experience of mental health and financial problems shaping all research and policy work
Key Metric 2 Awarded super-complainant status with the Competition and Markets Authority (February 2025) and FCA and Payment Systems Regulator (February 2026) — only the fourth organisation with all three
Key Metric 3 Government committed to changing council tax collection rules from April 2027, capping extra charges at £100 — a direct result of the charity's Council Tax Trap campaign

Key Outcomes

  • Government launched consultation on fairer council tax collection and recognised need for statutory bailiff regulation following sustained campaigning
  • Anglian Water became first water company to receive Mental Health Accessible accreditation; Neighbourhood Health Centres combining mental health and debt advice committed to in NHS ten-year plan
  • Secured government commitment to embed financial difficulty into Mental Health Act 2025 processes and expand Mental Health Crisis Breathing Space Scheme

Geography

UK-Wide

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